Category Blog

MSBA-Certification Introduction to Fintech Fintech, short for financial technology, encompasses a broad spectrum of innovative solutions that leverage technology to improve and automate financial services. In today’s rapidly evolving financial landscape, fintech has become a key driver of efficiency, accessibility,…

Commercial real estate (CRE) lending is a cornerstone of the banking sector, providing the necessary capital for businesses to invest in properties that support their operations. From office buildings to retail spaces, CRE loans are vital for economic development and…

As the banking industry embraces new technologies, criminals are becoming equally innovative, especially when it comes to ATM fraud. For banking professionals, mastering the intricacies of ATM fraud is essential to securing assets, safeguarding customer data, and upholding trust. Confronting…

Banks face significant challenges in growing their deposit bases in an era of unprecedented competition and evolving consumer expectations. Modern financial institutions must deploy innovative and customer-centric strategies to attract and retain depositors. This article explores fourteen effective deposit growth…

The banking industry has undergone a remarkable transformation in the era of digitization, enabling seamless transactions and improved customer experiences. However, with these advancements come sophisticated threats that target digital banking platforms. Banking professionals must remain vigilant and informed about…

EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) is a metric that often sparks lively debate among financial professionals. Stripping out the cost of certain expenses may provide a clearer picture of operational performance, but is it always reliable? Understanding…

A fair lending risk assessment is a critical process financial institutions use to ensure they comply with fair lending regulations. These laws aim to prevent discrimination in lending practices and ensure equal access to credit for all consumers. By evaluating…

Recommendations CERTIFICATION: Money Services Business Banking Certificate WEBINAR: Cybersecurity Compliance Frameworks – What Your Institution Needs to Know WEBINAR: Prepaid Programs – Critical Considerations for Implementation Introduction The burgeoning fintech and money services business (MSB) sectors present significant opportunities for…

The Credit Card Competition Act is a piece of proposed legislation aimed at increasing competition in the credit card industry by reducing the dominance of major credit card networks, primarily Visa and MasterCard. This act seeks to provide merchants with…

Regulation CC, part of the Federal Reserve’s regulatory framework, governs the availability of funds and the collection of checks in the United States. Established to provide uniformity and clarity in banking practices, it aims to protect consumers and ensure that…