Michael Beird

MSBA-Certification Introduction to Fintech Fintech, short for financial technology, encompasses a broad spectrum of innovative solutions that leverage technology to improve and automate financial services. In today’s rapidly evolving financial landscape, fintech has become a key driver of efficiency, accessibility,…

Commercial real estate (CRE) lending is a cornerstone of the banking sector, providing the necessary capital for businesses to invest in properties that support their operations. From office buildings to retail spaces, CRE loans are vital for economic development and…

Created as a fantastic alternative to slower check processing and funds transfers in the 1970s, Automated Clearing House (ACH) transactions accounted for $1.2 Trillion in funds moved between bank accounts using same-day transfers in the first half of 2023 alone,…