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Current Hot Button Issues for Examiners (3/18/25)

Current Hot Button Issues for Examiners (3/18/25)

Financial institutions greatly benefit from keeping an eye on the enforcement actions and examination findings reported by regulators. After all, the issues facing one institution are highly likely to be a universal challenge facing others. Learning about the “hot buttons” pushed by examiners helps compliance officers understand the focus of regulator oversight to better prepare for their own exams. Even though the industry may face some uncertainty in 2025 with the change of administration and anticipated regulatory governance shifts, most consumer compliance themes will remain unchanged, and the repetitive pain points plaguing financial institutions will continue to exist.

Instructor:

Rebekah Leonard

Credit Hours:

2.4 CPE

Date and Time: Mar 18, 2025, 2:30 pm EST

Duration:

2 HR

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What’s hot right now? Plenty! Here’s what’s making news and being reported by examiners:

FinTech partnerships / BaaS / Third Party Management

FDIC Insurance misrepresentations

Junk Fees

TRID errors – reimbursable! – related to ToP and TiP

RESPA Section 8

Fair Lending

Flood

Military Service Members

Truth in Savings disclosure errors

Reg CC hold errors

Reg E dispute errors

AML Reform and BOI

Compliance Management System deficiencies:

Risk management (Board and Senior Management)

Monitoring

Training (often due to turnover)

Root Cause Analysis

Tune in to learn what Rebekah is seeing through regulatory agency reports, as well as what she is hearing straight from the examiners, and anecdotally from other financial institutions.

WHO SHOULD ATTEND:

Compliance staff, bank managers, risk managers, and audit staff.

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