Posts tagged with "lending webinar"

Financial Statement Analysis for Lenders 2-Part Series

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A critical part of any lender’s or credit analyst’s job is analyzing a borrower’s financial condition. The analysis provides perspective on the borrower’s historical performance and provides the foundation for projecting future performance. The analysis should also become a tool to add value to the customer relationship. The lender or analyst can use his or her expertise combined with insight gained from the financial analysis to better focus bank products and services to meet customer needs.

This Loan Webinar will familiarize participants with fundamental analytical tools including component, comparative/common-size, ratio and cash flow analysis. Students will apply the tools in a case study.

After completing this online lending seminar, participants will be able to:

  • Employ “30 Second” analysis to determine if the lending opportunity is one the bank wants to pursue
  • Analyze a balance sheet, especially liquidity and leverage
  • Analyze an income statement, especially margins and profitability
  • Analyze asset efficiency
  • Utilize five approaches to cash flow analysis
  • Utilize a Loan Screening Worksheet built around the 5Cs of credit to assess a borrower’s credit worthiness
  • Apply the concepts in a case study

Who Should Attend?

  • Credit Analysts
  • Commercial and Small Business Lenders
  • Branch Managers
  • Private Bankers
  • Loan Review Personnel

Pricing

$395 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

(Pt. 1) Tuesday, March 26, 2019

  • 12:00 – 1:30 pm (Eastern Time)
  • 11:00 – 12:30 pm (Central Time)
  • 10:00 – 11:30 am (Mountain Time)
  • 9:00 – 10:30 am (Pacific Time)

(Pt. 2) Tuesday, March 26, 2019

  • 2:00 – 3:30 pm (Eastern Time)
  • 1:00 – 2:30 pm (Central Time)
  • 12:00 – 1:30 pm (Mountain Time)
  • 11:00 – 12:30 pm (Pacific Time)

Credits

  • 3.6 AAP Credits
  • 3.0 CPE Credits

Your Speaker

John Barrickman
President, New Horizons Financial Group

John Barrickman

About the Speaker

For 27 years, John Barrickman has served as President of New Horizons Financial Group, a financial services industry consulting firm nationally recognized as an expert in the areas of comprehensive credit risk management, credit process, loan policy formation, asset quality rating frameworks, risk based pricing and lender development. John is a frequent speaker and subject matter expert on credit policies and procedures at industry events nationwide. John is also a Consulting Associate for Capital Performance Group.

Register Now Pay by Check

Cash Flow Projections for Assessing Borrower’s Ability to Repay

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How to forecast a borrower’s ability to repay its obligations over the term of a loan.

One of the most basic analytical and underwriting tools a banker must have is the ability to determine whether a borrower can repay its loans based on the financial information available.

Join Dev Strischek in this critical lending webinar as he shows how to use a borrower’s historic financials to project balance sheet, income statement, and cash flows over the term of a loan.

Learn key assumptions in a projection and how to assess validity, the value of a downside-most likely projection to stress test the assumptions.

Pricing

$249 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

Thursday, March 7, 2019

  • 12:00 – 1:00 pm (Eastern Time)
  • 11:00 – 12:00 pm (Central Time)
  • 10:00 – 11:00 am (Mountain Time)
  • 9:00 – 10:00 am (Pacific Time)

Credits

  • 1.2 AAP Credits
  • 1.0 CPE Credits

Your Speaker(s)

Dev Strischek

Principal, Devon Risk Advisory Group

About the Speaker

As the Principal for Devon Risk Advisory Group, Dev Strischek brings years of senior experience in financial services to his clients around the areas of risk policy, risk culture, and portfolio risk management. Dev also serves as a Member of the Private Company Council for FASB. Prior to those roles, Dev served for 18 years at SunTrust Bank, retiring as their Sr Vice President and Senior Credit Policy Officer for the bank. Dev is a frequent industry speaker on many aspects associated with credit risk and compliance, as well as loan policy best practices. He has also authored many industry trade articles on principles and practices, problems and issues relevant to risks that financial organizations must manage.

Register Now Pay by Check

Commercial Lending Basics (2-Part Series)

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To effectively analyze a potential or continuing lending opportunity, a lender or credit analyst must understand how a business operates, how financing needs arise in the business and what borrowers and accountants are trying to quantify with financial statements and tax returns.

This banking webinar will address the following topics:

  • How a business operates
    • Operating Cycle
    • Fixed Asset Cycle
    • Profit Cycle
    • Cash Cycle
  • How financing needs arise in a business and appropriate loan products to meet those needs
    • Line of Credit
    • Term Loan
    • Revolving Debt
    • Bridge Loan
  • Organizational structures and types of financial information presented by borrowers
    • Sole Proprietorship
    • Partnership
    • Corporation
    • Limited Liability Company (LLC)
  • Key accounting conventions underlying the presentation of the financial statements
    • Revenue Recognition
    • Inventory Valuation
    • Depreciation
    • Expense Recognition
    • Taxes

Pricing

$395 for Live and Playback*
*Playback has no expiration and may be shared internally. Event previously recorded

Dates of Event

(Pt. 1) Tuesday, February 26, 2019

  • 12:00 – 1:30 pm (Eastern Time)
  • 11:00 – 12:30 pm (Central Time)
  • 10:00 – 11:30 am (Mountain Time)
  • 9:00 – 10:30 am (Pacific Time)

(Pt. 2) Tuesday, February 26, 2019

  • 2:00 – 3:30 pm (Eastern Time)
  • 1:00 – 2:30 pm (Central Time)
  • 12:00 – 1:30 pm (Mountain Time)
  • 11:00 – 12:30 pm (Pacific Time)

Credits

  • 3.6 AAP Credits
  • 3.0 CPE Credits

Your Speaker

John Barrickman
President, New Horizons Financial Group

John Barrickman

About the Speaker

For 27 years, John Barrickman has served as President of New Horizons Financial Group, a financial services industry consulting firm nationally recognized as an expert in the areas of comprehensive credit risk management, credit process, loan policy formation, asset quality rating frameworks, risk based pricing and lender development. John is a frequent speaker and subject matter expert on credit policies and procedures at industry events nationwide. John is also a Consulting Associate for Capital Performance Group.

Register Now Pay by Check

New: 2019 Agricultural Lending and Trends – 3 Part Webinar Series

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The current environment of agricultural economics is presenting special challenges for agricultural finance and credit and 2019 portends many drivers and forces that may impact both agricultural lenders and borrowers alike.

  • What lessons were worth learning from the 1980s, and how can they be used to navigate through the current challenges?
  • What is the impact of margin compression in the industry on the farm client and agricultural portfolio?

This lending webinar for the New Year will discuss the most recent trends in the industry and best practices for use in meeting the current challenges with your clients.

In this brand new 3-part Agricultural Lending Webinar Bootcamp, the presenter will also address issues and opportunities with respect to the administration of the portfolio.

Sign up for 1, 2 or all 3 Parts!

PART 1

Trends in Agricultural Economics

Tuesday, January 22, 2019

  • 2:00 – 3:00 pm ET
  • 1:00 – 2:00 pm CT
  • 12:00 – 1:00 pm MT
  • 11:00 – 12:00 pm PT

This first installment of our new Lending Webinar series covers external economic drivers impacting Agricultural Credit markets and how lenders should interpret these economic trends.

  • Commodity price trends
  • Net Farm Income
  • Potential means to improve cash flow and profitability of the operation

PART 2

Fundamentals of Agricultural Credit

Wednesday, January 23, 2019

  • 2:00 – 3:00 pm ET
  • 1:00 – 2:00 pm CT
  • 12:00 – 1:00 pm MT
  • 11:00 – 12:00 pm PT

Part 2 of our Agricultural Lending Webinar series will help you and your team understand current dynamics in agriculture and provide you with best practices in agricultural underwriting to assist in assessing repayment capacity and balance sheet strength.

  • Key means in evaluation financial position and progress of the farm operation
  • Accrued income statements
  • Measures and ratios

PART 3

Managing Ag Loan Relationships

Thursday, January 24, 2019

  • 2:00 – 3:00 pm ET
  • 1:00 – 2:00 pm CT
  • 12:00 – 1:00 pm MT
  • 11:00 – 12:00 pm PT

The final webinar in the Ag Lending Bootcamp examines foundational elements for customer relationships in Agricultural Credit and managing drivers that impact borrowers.

  • Five C’s of credit
  • Loan structuring
  • Advance rates and amortization periods
  • Management of credit challenges

Pricing

$549 for all 3 Sessions plus Playbacks*
$249 for individual Session plus Playback*

* Playbacks do not expire and may be shared internally.

Credits

3.6 AAP Credits
3.0 CPE Credits

Your Speaker

Jeffrey Davey CRC
Manager, Wipfli CPAs and Consultants

Register Now Pay by Check

About the Speaker

Jeffrey Davey is a manager specializing in loan review in the risk advisory group of Wipfli LLP’s financial institutions practice. He works with financial institutions to provide customer-focused risk management services. Jeffrey has more than 25 years of experience in commercial and agricultural banking.

New: 2019 Agricultural Lending and Trends – 3 Part Webinar Series

Register Now

The current environment of agricultural economics is presenting special challenges for agricultural finance and credit and 2019 portends many drivers and forces that may impact both agricultural lenders and borrowers alike.

  • What lessons were worth learning from the 1980s, and how can they be used to navigate through the current challenges?
  • What is the impact of margin compression in the industry on the farm client and agricultural portfolio?

This lending webinar for the New Year will discuss the most recent trends in the industry and best practices for use in meeting the current challenges with your clients.

In this brand new 3-part Agricultural Lending Webinar Bootcamp, the presenter will also address issues and opportunities with respect to the administration of the portfolio.

Sign up for 1, 2 or all 3 Parts!

PART 1

Trends in Agricultural Economics

Tuesday, January 22, 2019

  • 2:00 – 3:00 pm ET
  • 1:00 – 2:00 pm CT
  • 12:00 – 1:00 pm MT
  • 11:00 – 12:00 pm PT

This first installment of our new Lending Webinar series covers external economic drivers impacting Agricultural Credit markets and how lenders should interpret these economic trends.

  • Commodity price trends
  • Net Farm Income
  • Potential means to improve cash flow and profitability of the operation

PART 2

Fundamentals of Agricultural Credit

Wednesday, January 23, 2019

  • 2:00 – 3:00 pm ET
  • 1:00 – 2:00 pm CT
  • 12:00 – 1:00 pm MT
  • 11:00 – 12:00 pm PT

Part 2 of our Agricultural Lending Webinar series will help you and your team understand current dynamics in agriculture and provide you with best practices in agricultural underwriting to assist in assessing repayment capacity and balance sheet strength.

  • Key means in evaluation financial position and progress of the farm operation
  • Accrued income statements
  • Measures and ratios

PART 3

Managing Ag Loan Relationships

Thursday, January 24, 2019

  • 2:00 – 3:00 pm ET
  • 1:00 – 2:00 pm CT
  • 12:00 – 1:00 pm MT
  • 11:00 – 12:00 pm PT

The final webinar in the Ag Lending Bootcamp examines foundational elements for customer relationships in Agricultural Credit and managing drivers that impact borrowers.

  • Five C’s of credit
  • Loan structuring
  • Advance rates and amortization periods
  • Management of credit challenges

Pricing

$549 for all 3 Sessions plus Playbacks*
$249 for individual Session plus Playback*

* Playbacks do not expire and may be shared internally.

Credits

3.6 AAP Credits
3.0 CPE Credits

Your Speaker

Jeffrey Davey CRC
Manager, Wipfli CPAs and Consultants

Register Now Pay by Check

About the Speaker

Jeffrey Davey is a manager specializing in loan review in the risk advisory group of Wipfli LLP’s financial institutions practice. He works with financial institutions to provide customer-focused risk management services. Jeffrey has more than 25 years of experience in commercial and agricultural banking.

New: 2019 Agricultural Lending and Trends – 3 Part Webinar Series

Register Now

The current environment of agricultural economics is presenting special challenges for agricultural finance and credit and 2019 portends many drivers and forces that may impact both agricultural lenders and borrowers alike.

  • What lessons were worth learning from the 1980s, and how can they be used to navigate through the current challenges?
  • What is the impact of margin compression in the industry on the farm client and agricultural portfolio?

This lending webinar for the New Year will discuss the most recent trends in the industry and best practices for use in meeting the current challenges with your clients.

In this brand new 3-part Agricultural Lending Webinar Bootcamp, the presenter will also address issues and opportunities with respect to the administration of the portfolio.

Sign up for 1, 2 or all 3 Parts!

PART 1

Trends in Agricultural Economics

Tuesday, January 22, 2019

  • 2:00 – 3:00 pm ET
  • 1:00 – 2:00 pm CT
  • 12:00 – 1:00 pm MT
  • 11:00 – 12:00 pm PT

This first installment of our new Lending Webinar series covers external economic drivers impacting Agricultural Credit markets and how lenders should interpret these economic trends.

  • Commodity price trends
  • Net Farm Income
  • Potential means to improve cash flow and profitability of the operation

PART 2

Fundamentals of Agricultural Credit

Wednesday, January 23, 2019

  • 2:00 – 3:00 pm ET
  • 1:00 – 2:00 pm CT
  • 12:00 – 1:00 pm MT
  • 11:00 – 12:00 pm PT

Part 2 of our Agricultural Lending Webinar series will help you and your team understand current dynamics in agriculture and provide you with best practices in agricultural underwriting to assist in assessing repayment capacity and balance sheet strength.

  • Key means in evaluation financial position and progress of the farm operation
  • Accrued income statements
  • Measures and ratios

PART 3

Managing Ag Loan Relationships

Thursday, January 24, 2019

  • 2:00 – 3:00 pm ET
  • 1:00 – 2:00 pm CT
  • 12:00 – 1:00 pm MT
  • 11:00 – 12:00 pm PT

The final webinar in the Ag Lending Bootcamp examines foundational elements for customer relationships in Agricultural Credit and managing drivers that impact borrowers.

  • Five C’s of credit
  • Loan structuring
  • Advance rates and amortization periods
  • Management of credit challenges

Pricing

$549 for all 3 Sessions plus Playbacks*
$249 for individual Session plus Playback*

* Playbacks do not expire and may be shared internally.

Credits

3.6 AAP Credits
3.0 CPE Credits

Your Speaker

Jeffrey Davey CRC
Manager, Wipfli CPAs and Consultants

Register Now Pay by Check

About the Speaker

Jeffrey Davey is a manager specializing in loan review in the risk advisory group of Wipfli LLP’s financial institutions practice. He works with financial institutions to provide customer-focused risk management services. Jeffrey has more than 25 years of experience in commercial and agricultural banking.

Financial Statement Analysis for Lenders (2-Part Series)

Register Now

A critical part of any lender’s or credit analyst’s job is analyzing a borrower’s financial condition. The analysis provides perspective on the borrower’s historical performance and provides the foundation for projecting future performance. The analysis should also become a tool to add value to the customer relationship. The lender or analyst can use his or her expertise combined with insight gained from the financial analysis to better focus bank products and services to meet customer needs.

This Loan Webinar will familiarize participants with fundamental analytical tools including component, comparative/common-size, ratio and cash flow analysis. Students will apply the tools in a case study.

After completing this online lending seminar, participants will be able to:

  • Employ “30 Second” analysis to determine if the lending opportunity is one the bank wants to pursue
  • Analyze a balance sheet, especially liquidity and leverage
  • Analyze an income statement, especially margins and profitability
  • Analyze asset efficiency
  • Utilize five approaches to cash flow analysis
  • Utilize a Loan Screening Worksheet built around the 5Cs of credit to assess a borrower’s credit worthiness
  • Apply the concepts in a case study

Who Should Attend?

  • Credit Analysts
  • Commercial and Small Business Lenders
  • Branch Managers
  • Private Bankers
  • Loan Review Personnel

Pricing

$395 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

(Pt. 1) Tuesday, December 4, 2018

  • 12:00 – 1:30 pm (Eastern Time)
  • 11:00 – 12:30 pm (Central Time)
  • 10:00 – 11:30 am (Mountain Time)
  • 9:00 – 10:30 am (Pacific Time)

(Pt. 2) Tuesday, December 4, 2018

  • 2:00 – 3:30 pm (Eastern Time)
  • 1:00 – 2:30 pm (Central Time)
  • 12:00 – 1:30 pm (Mountain Time)
  • 11:00 – 12:30 pm (Pacific Time)

Credits

  • 3.6 AAP Credits
  • 3.0 CPE Credits

Your Speaker

John Barrickman
President, New Horizons Financial Group

John Barrickman

About the Speaker

For 27 years, John Barrickman has served as President of New Horizons Financial Group, a financial services industry consulting firm nationally recognized as an expert in the areas of comprehensive credit risk management, credit process, loan policy formation, asset quality rating frameworks, risk based pricing and lender development. John is a frequent speaker and subject matter expert on credit policies and procedures at industry events nationwide. John is also a Consulting Associate for Capital Performance Group.

Register Now Pay by Check

Fair Lending – Compliance, Risk Mitigation, and Analysis

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Fair lending has never been more critical for financial institutions. The expectations from the regulatory agencies have increased in recent years driven by the Dodd-Frank Act, creation of the Consumer Financial Protection Bureau (CFPB), and ever, increasing enforcement action penalties, among others.

Banks and Credit Unions must have effective compliance programs that evaluate and mitigate risk, including sophisticated statistical analytics capabilities. This lending webinar will bring you up-to-date on those requirements, warning signs that may indicate noncompliance, and what you institution needs to do to minimize its risk exposure.

Pricing

$249 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

Wednesday, October 24, 2018

  • 12:00 – 1:00 pm (Eastern Time)
  • 11:00 – 12:00 pm (Central Time)
  • 10:00 – 11:00 am (Mountain Time)
  • 9:00 – 10:00 am (Pacific Time)

Credits

  • 1.2 AAP Credits
  • 1.0 CPE Credits

Your Speaker(s)

Melissa Blaser

Senior Manager, Wipfli CPAs and Consultants

Register Now Pay by Check

Cash Flow Projections for Assessing Borrower’s Ability to Repay

Register Now

How to forecast a borrower’s ability to repay its obligations over the term of a loan.

One of the most basic analytical and underwriting tools a banker must have is the ability to determine whether a borrower can repay its loans based on the financial information available.

Join Dev Strischek in this critical lending webinar as he shows how to use a borrower’s historic financials to project balance sheet, income statement, and cash flows over the term of a loan.

Learn key assumptions in a projection and how to assess validity, the value of a downside-most likely projection to stress test the assumptions.

Pricing

$249 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

Thursday, September 13, 2018

  • 12:00 – 1:00 pm (Eastern Time)
  • 11:00 – 12:00 pm (Central Time)
  • 10:00 – 11:00 am (Mountain Time)
  • 9:00 – 10:00 am (Pacific Time)

Credits

  • 1.2 AAP Credits
  • 1.0 CPE Credits

Your Speaker(s)

Dev Strischek

Principal, Devon Risk Advisory Group

About the Speaker

As the Principal for Devon Risk Advisory Group, Dev Strischek brings years of senior experience in financial services to his clients around the areas of risk policy, risk culture, and portfolio risk management. Dev also serves as a Member of the Private Company Council for FASB. Prior to those roles, Dev served for 18 years at SunTrust Bank, retiring as their Sr Vice President and Senior Credit Policy Officer for the bank. Dev is a frequent industry speaker on many aspects associated with credit risk and compliance, as well as loan policy best practices. He has also authored many industry trade articles on principles and practices, problems and issues relevant to risks that financial organizations must manage.

Register Now Pay by Check

Evaluating Collateral and Guarantees for Repayment (2-Part Loan Webinar Series)

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Agenda Outline for Loan Webinar

  • Credit decision process—purpose, repayment sources, and structure
    • Primary repayment expected from cash flow, but collateral and guarantees are critical secondary sources
    • Interrelationship of cash flow, collateral, and guarantees
    • Global cash flow
  • Collateral
    • Possible collateral assets
      • at inception
      • after inception of credit exposure
  • Underwriting principles
    • Liquidity
    • Marketability
    • Perishability
    • Control
    • LTV
    • Value at default
  • Guarantees
    • “Psychological commitment” of owners and principals to their enterprises
    • Piercing the corporate veil to reach owners, principals
    • Types and degree of guarantees
    • Guarantor evaluation
      • Adjustment of personal financial statements to calculate ‘outside net worth’
      • Contribution to global cash flow
    • Example of how to put it all together—cash flow, collateral and guarantees

 

Pricing

$395 for Webinar and Playback*
*Playback has no expiration and may be shared internally

Dates of Event

Part 1: Thursday, August 23, 2018
Part 2: Friday, August 24, 2018

  • 12:00 – 1:00 pm (Eastern Time)
  • 11:00 – 12:00 pm (Central Time)
  • 10:00 – 11:00 am (Mountain Time)
  • 9:00 – 10:00 am (Pacific Time)

Credits for Series

  • 2.4 AAP Credits
  • 2.0 CPE Credits

Your Speaker(s)

Dev Strischek

Professional Risk Manager
Former SVP, Senior Credit Policy Officer,
SunTrust Bank

About the Speaker

As the Principal for Devon Risk Advisory Group, Dev Strischek brings years of senior experience in financial services to his clients around the areas of risk policy, risk culture, and portfolio risk management. Dev also serves as a Member of the Private Company Council for FASB. Prior to those roles, Dev served for 18 years at SunTrust Bank, retiring as their Sr Vice President and Senior Credit Policy Officer for the bank. Dev is a frequent industry speaker on many aspects associated with credit risk and compliance, as well as loan policy best practices. He has also authored many industry trade articles on principles and practices, problems and issues relevant to risks that financial organizations must manage.

Register Now Pay by Check