Certification

Certification: Debit and Credit Cards

Become an expert in credit and debit cards- from card types to payment channels, player roles, risks and mitigation tactics, and more!

Kevin Olsen + 3 more 13.5 CPE/ NASBA 11 HR

About This Course

This Debit and Credit Card Certification provides a comprehensive understanding of modern payment systems, card operations, compliance requirements, and emerging fraud risks. Participants will gain practical, real-world knowledge that strengthens their ability to manage transactions, identify and mitigate fraud, and ensure regulatory compliance across multiple payment channels. By connecting foundational concepts with current industry trends, the certification equips learners to make informed decisions, enhance customer protection, and contribute to a more secure and efficient payments environment.

What You Will Learn

Upon completion of this certification, participants will be able to:

  • Identify the key electronic payment channels and rails and their primary use cases
  • Differentiate between major card types and their core features, funding mechanisms, and risks
  • Recognize the roles and responsibilities of participants in card transactions, including issuers, acquirers, networks, and merchants
  • Distinguish the stages of card transaction processing and their impact on payment flow and risk
  • Define applicable regulatory and network rule frameworks and their purpose in compliance and consumer protection
  • Discern the differences between authorized and unauthorized fraud, including how liability and investigation requirements are determined
  • Identify common fraud treads, tactics, and vulnerabilities across payment channels and demographic groups, and recognize appropriate prevention and mitigation strategies

Courses Included in This Certification

  • Electronic Payments 101: Introduction to Electronic Payments
  • Payment Channels: Card Payments
  • Introduction to Prepaid cards
  • Payment Network Rules
  • Credit Card Compliance
  • The Rise of Debit Card Fraud: Investigating Debit Card App and Person to Person (P2P) Fraud
  • Fraud Trends by Generation: Understanding How Different Age Groups are Targeted
  • Debit and Credit Card Fraud

Who Should Attend

  • Frontline staff (tellers, call center representatives, branch personnel)
  • Operations and payments professionals
  • Fraud and risk management teams
  • Compliance and audit professionals

Your Instructors

Kevin Olsen
Kevin Olsen

Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.

Terri Sands
Terri Sands

Throughout her career, Terri has served as a leader in the payments and fraud prevention industry, providing education, risk management and compliance consulting and support services geared toward the specific needs of financial organizations.

Terri is an Advanced Certified Anti-Money Laundering Specialist, an At-Risk Adult Crime Specialist and an Accredited ACH Professional. Prior to founding Secura, Terri served as co-founder of Payments Information Circle (PIC), a service organization providing payments industry education, auditing, consulting, resources, and support services to financial organizations throughout the country. Prior to her work at PIC, Terri also served as the President of GACHA, a non-profit, regional payments association where she provided strategic direction for financial institutions in the payments industry. Terri began her career in payments as a Senior Analyst with the Federal Reserve Bank of Atlanta where she provided training throughout the Sixth District and served on the Federal Reserve ACH Conversion Team that consolidated ACH Services for all branch locations in the Sixth District.

Kelly Rozier
Kelly Rozier

Kelly Rozier has extensive banking experience; specializing is Electronic Payments and fraud.
Ms. Rozier advises both financial institutions and their service providers on payments audits, process improvement, and risk management. She provides expertise in ACH, Wire Transfer, Remote Deposit Capture (RDC), and other payment systems, including audits of third-party senders and service providers. She works closely with banking professionals, , risk managers, compliance officers, and operations teams in the context of payments compliance, process optimization, financial risk management, and regulatory education. Additionally, Kelly collaborates with the Simplify Risk–Secura membership program to deliver education and resources tailored to banks, fintech companies and credit unions
Prior to joining Stout, Kelly was responsible for the payment’s governance including treasury services and oversight for an $18 billion in assets financial institution. Kelly has a significant amount of experience working on the financial institution side and working with all the major core providers on electronic payments needs based on external fraud threats, network and regulatory requirements. Kelly also has ten years of experience working directly with the BSA/AML and fraud areas specific to electronic payments fraud and incident response.

Rebekah Leonard
Rebekah Leonard

Rebekah is the owner of Elucidate LLC, a compliance training and consulting company. Elucidate means to "make clear, explain, throw light upon", and describes Rebekah's desire to illuminate the complexities of compliance with passion and fun. She's created and produced a TRID music video parody and several Compliance Breakout escape rooms, which she frequently provides at state banking compliance conferences. She is an accomplished speaker and regularly provides webinars through BOL and Compliance Resource. Rebekah is currently serving as the VP Director of Compliance for a $6 Billion community bank in Montana. She began her career in 1995 at a private lending company, but soon settled into banking, where she's covered nearly all of it - customer service and teller work, loan processing and review, and security and business continuity. She now oversees CRA, BSA and all aspects of compliance as a senior leader. She has successfully navigated numerous FDIC Compliance, CRA, and BSA Exams. Rebekah has a bachelor's degree in Organizational Leadership from Chapman University (Magna cum Laude), attended the American Bankers Association National Compliance School in 2003, and has held her Certified Regulatory Compliance Manager designation since 2006.

CPE & Accreditation

This course qualifies for 13.5 CPE/ NASBA. Your certificate and transcript are available immediately upon completion.

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CPE/NASBA - QAS Self Study

Noggin Guru, Inc. dba Lorman Education Services and BankersHub is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

For more information regarding administrative policies such as complaint and refund, please contact our offices at 866-352-9539.

Please note: You must attend at least 50 minutes to obtain credit. Final CPE approval belongs with each state's regulatory board. Credit is based on a 50-minute credit hour.

For more detailed information about the course, including the outline, content, and objectives, please refer to the 'Description' tab on this webpage.

Field Of Study: Specialized Knowledge
Prerequisite: Basic knowledge of the banking industry, business, or law
Level of Knowledge: Intermediate
Advanced Preparation: None
Delivery Method: QAS Self Study

Requesting CE:
Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

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