Certification

Certification: Channel Payments

In this comprehensive 14-part, 4.8-hour course, the Payments Professor takes you on a guided journey through the modern U.S. payments ecosystem.

Kevin Olsen 5 HR

About This Course

From Checks to Crypto—Master the Full Spectrum of U.S. Payment Channels 

The way money moves is changing faster than ever. Whether you're in banking, fintech, treasury, operations, or compliance, understanding how payments flow—and which channel fits the need—is essential to navigating today’s complex financial landscape. 

In this comprehensive 14-part, 4.8-hour series, the Payments Professor takes you on a guided journey through the modern U.S. payments ecosystem. You'll explore how payment channel’s function, the technologies and regulations that support them, and how to strategically use each to reduce risk, cut costs, improve service, and stay compliant. 

Whether you’re just starting your payments journey or sharpening your skills, this is your one-stop guide to understanding the past, present, and future of U.S. payment channels—taught by one of the most engaging educators in the industry. 

 

What You Will Learn

  • The Core Payment Channels – Dive into cash, checks, cards, wire transfers, ACH, and real-time rails like FedNow® and RTP®. 
  • Payment Networks Explained – Understand the structure and purpose of open vs. closed systems, including ACH, Visa®, PayPal®, and crypto networks. 
  • Regulatory Foundations – Explore rules and regulators including Reg E, UCC 4A, BSA/AML, and the roles of the CFPB, OCC, and Fed within multiple payment channels. 
  • Electronic Payments Deep Dive – Learn how clearing, settlement, and network rules shape costs, risks, and speed. 
  • Modern Trends & Tools – Get up to speed on alternative payments, digital wallets, Buy Now Pay Later, stablecoins, and cryptocurrencies. 
  • Fraud Risks & Compliance Requirements – Identify risks and controls for each payment type and learn how regulations apply differently across channels. 

Courses Included in This Certification

  • Introduction to Payment Channels
  • Understanding Payment Networks
  • Basics of Electronic Payments
  • The Payments Regulatory Environment
  • Payment Channels: Cash
  • Payment Channels: Checks
  • Payment Channels: Card Payments
  • The ACH Network
  • The FedNow Network
  • The RTP Network
  • Payment Channels: Wire Transfers
  • Payment Channels: Alternative Payments
  • Payment Channels: Cryptocurrencies
  • Conclusion

*Courses do NOT qualify, nor meet the National Standard for NASBA accreditation. 

Who Should Attend

  • Bankers and credit union staff 
  • Payment’s professionals (AAP, APRP, AFPP candidates)
  • Treasury and operations teams 
  • Compliance and risk officers 
  • Fintech innovators and product managers 
  • Anyone looking to master payment fundamentals and strategy 

Your Instructor

Kevin Olsen
Kevin Olsen

Kevin Olsen is a certified AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), NCP (National Check Professional), as well as a certified NCP Instructor with additional computer network, database, and security settings. Over the past couple decades, Kevin has been involved with product creation, design, implementation, education, and consulting for multiple platforms within remote deposit capture, ACH, and faster payments. Kevin has worked with financial institutions of all sizes in multiple countries to create products services, departments, systems, teams, and results that help financial institutions become more productive, compliant, and secure.

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$ 795
Training your team?

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$ 795
per attendee