Live Course

AI Models for Faster Payments Reality

This session gives institutions a practical, examiner-ready framework for governing AI-driven fraud models across FedNow, RTP, and vendor systems under the current supervisory landscape.

Oct 13, 2026  ·  12:00 PM ET Angela Murphy 1.2 CPE/ NASBA for live attendance only 1 HR
Included with Team Membership

About This Course

This webinar equips payments, risk, and compliance leaders with a working command of AI governance in the faster payments environment, where fraud decisions must now be made in seconds and settlement is final. The session compares the distinct transaction profiles of FedNow and RTP, walks through the revised interagency model risk management guidance (SR 26-2) and its narrowed definition of a model, and examines the 2026 Nacha fraud monitoring rules now in effect. Participants will also review current federal and international data on AI-enabled fraud, including FBI tracking data and a Bank for International Settlements proof of concept on machine learning versus rules-based detection, before closing with governance practices drawn from the Financial Stability Board's twelve sound practices, the Federal Reserve's internal AI deployment approach, and vendor model expectations. Attendees leave with primary source documents, current benchmarking data, and a defensible framework for governing three distinct classes of AI systems under three different supervisory regimes.

 

What You Will Learn

After attending this course, you will be able to:

  • Distinguish the three classes of AI systems now operating in payments environments and identify which supervisory framework applies to each
  • Apply the SR 26-2 model definition and materiality framework to rank an institution's fraud and payments models
  • Build a risk-based fraud monitoring program that satisfies both phases of the 2026 Nacha risk management rules
  • Assemble a documentation package covering model inventory, effective challenge, vendor model oversight, and ongoing monitoring that will withstand board and examiner review

Your Instructor

Angela Murphy
Angela Murphy

- Angela Murphy, Ph.D.—widely known as Payments Elsa—is a leading voice at the intersection of faster payments, artificial intelligence, and fintech innovation. With a Ph.D. and years of hands-on experience in B2B payments, solutions integration, and financial technology, Angela bridges the gap between emerging technologies and practical strategy, helping financial institutions transform how money moves.
- A trusted advisor and strategist, Angela works with banks, credit unions, and fintechs to navigate the complexities of real-time payments, behavioral AI, and digital infrastructure modernization. Her work is grounded in deep market insight and a relentless drive to make complex financial concepts clear, actionable, and inclusive—for industry leaders and everyday users alike.
- Angela is a graduate of the PayTech Women Executive Academy and the Money20/20 RiseUp program, and she was named the 2024 Emerging Trendsetter by PayTech Women. She is also a Founding Fellow of Coruzant Technologies and a passionate advocate for diversity, equity, and representation in financial services and technology.
- A dynamic speaker and educator, Angela frequently delivers webinars and guest lectures for institutions such as UC Berkeley, the University of Missouri’s Bloch School of Business, and the Regnier Institute for Entrepreneurship and Innovation. Her thought leadership has been featured across global podcasts and media, including The Payments Podium, Cybersecurity Matters, PCN, Off the Rails, Wrestling Payments, and Versatile Ph.D.

CPE & Accreditation

This course qualifies for 1.2 CPE/ NASBA for live attendance only. Your certificate and transcript are available immediately upon completion.

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CPE/NASBA - Group Internet Based

Noggin Guru, Inc. dba Lorman Education Services and BankersHub is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

For more information regarding administrative policies such as complaint and refund, please contact our offices at 866-352-9539.

Please note: You must attend at least 50 minutes to obtain credit. Final CPE approval belongs with each state's regulatory board. Credit is based on a 50-minute credit hour.

For more detailed information about the course, including the outline, content, and objectives, please refer to the 'Description' tab on this webpage.

Field Of Study: Information Technology
Prerequisite: Basic knowledge of the banking industry, business, or law
Level of Knowledge: Intermediate
Advanced Preparation: None
Delivery Method: Group Internet Based

Requesting CE:
Upon completion of this course, please email creditrequest@nogginguru.com to obtain a CE certificate.

Training your team?

This course is covered under team memberships.

See Team Memberships
Oct 13, 2026  |  12:00 PM ETLIVE
Buying for yourself?
$ 199
Included with Team Membership
Training your team?

This course is covered under team memberships.

See Team Memberships
$ 199
per attendee