Steve Mott is a 25-year veteran of the electronic payments industry, specializing in ‘landscape’ and strategic assessments, transaction economics, innovative uses of debit networks, authentication and security technologies, and emerging alternative payments types and venues. As principal of BetterBuyDesign, a payments consultancy, Steve (and partner organizations) work with clients on strategy development, product research and design, organizational effectiveness and vendor management, technology evaluations, and market assessments. Steve serves as a subject matter expert for the Federal Reserve and other industry organizations, and speaks at two dozen payments conferences each year.