Ray Graber presents a holistic understanding of financial services and technology. He has had practical experience from the banker’s view, the treasurer’s position, and as a professor. He combines his business and academic experience to develop messages for the breadth of financial and technical markets and media.

He is experienced in banking operations, cash management and treasury, payments, and corporate financial management. Ray taught Finance as Adjunct Professor at Boston College and served as a Senior Analyst at Tower Group. He also was an executive for Citibank, Wainwright Bank, Bank Boston and FleetBoston earlier in his career.

Ray is a frequent speaker at national conferences on leading trends in financial services, FinTech, and emerging innovation.