New Horizons Financial Group / President
For 27 years, John Barrickman has served as President of New Horizons Financial Group, a financial services industry consulting firm nationally recognized as an expert in the areas of comprehensive credit risk management, credit process, loan policy formation, asset quality rating frameworks, risk based pricing and lender development. John is a frequent speaker and subject matter expert on credit policies and procedures at industry events nationwide. John is also a Consulting Associate for Capital Performance Group.
Upcoming Events
Current Issues in Commercial Real Estate Lending
The COVID-19 virus has dramatically and adversely impacted the U.S. and world economies. The events of the last three months will fundamentally […]
Real Estate Appraisals – Regulations, Processes, and Pitfalls
A key part of commercial real estate (CRE) lending is assessing the bank’s secondary source of repayment for the loan i.e. liquidation […]
Financial Statement Analysis for Lenders 2-Part Series
A critical part of any lender’s or credit analyst’s job is analyzing a borrower’s financial condition. The analysis provides perspective on the […]
9 Approaches to Cash Flow – Using Them in Underwriting Commercial Loans (2 – Part Series)
There are at least nine approaches to assessing a borrower’s cash flow available for debt service. Each provides a different perspective on […]
Identifying and First Steps in Managing Problem Loans (2-Part Series)
The COVID-19 virus has created a recession. History suggests that most of the losses incurred by banks are loans made in the […]
