Small business lenders often rely on tax returns when analyzing a borrower. Tax returns do provide significant information for evaluating the small […]

This compliance webinar covers everything financial institutions need to know about the prescreening process and making firm offers of credit. In this […]

The CFPB finalized its long-awaited debt collection rule, with implementation taking effect November 30. This critical compliance webinar will review the rules […]

Monitoring and controlling collateral is critical to the asset-based lender to mitigate repayment risk. Collateral evaluation begins with a comprehensive field examination […]

Political change often means policy change. As the CFPB prepares for supervision under new leadership, UDAAP standards in the Consumer Financial Protection […]

The devastating impact of the COVID-19 virus on the economy makes  it appropriate to step back and objectively assess the potential for […]

Executive management and lenders often attribute portfolio loan problems to borrower mistakes or failures in management. Unfortunately, in many instances, it is […]

Large corporate borrowers tend to attract many bankers’ attention, but the fact is that many banks find their markets are comprised of […]

Lease capitalization is 1 of 3 GAAP changes occurring very close together—revenue recognition, current expected credit loss, and lease capitalization.  Lease capitalization […]

The challenge of lending to smaller borrowers is how to balance the cost of acquiring them—evaluation, underwriting, approving, monitoring—with the lower profitability […]

Right or wrong, credit policy is the organization’s rule book for its credit risk management strategy, and it also reflects the organization’s […]