TILA-RESPA Integrated Disclosure Rule is your most costly regulation, but given the increased focus on consumer protections it is critical for banks […]

The challenge with understanding HMDA is that it’s extremely complex and the rules are tedious.  With increased regulatory scrutiny of HMDA data […]

Of approximately 12,000 banks across the country, 710 banks and 150 credit unions reported servicing marijuana-related businesses last year, according to FinCEN. […]

Right or wrong, credit policy is the organization’s rule book for its credit risk management strategy, and it also reflects the organization’s […]

Changes in the mortgage industry and regulations created a need for the Government Sponsored Enterprises, (GSEs) to evaluate information taken at time […]

The COVID-19 virus has dramatically and adversely impacted the U.S. and world economies.  The events of the last three months will fundamentally […]

A key part of commercial real estate (CRE) lending is assessing the bank’s secondary source of repayment for the loan i.e. liquidation […]

A critical part of any lender’s or credit analyst’s job is analyzing a borrower’s financial condition. The analysis provides perspective on the […]

Bankers are in an excellent position to use their knowledge about lending to serve as effective financial advisors to their borrowers.  Lenders […]

Political change often means policy change. As the CFPB gears up for supervision under new leadership, UDAAP standards in the Consumer Financial […]

This can’t-miss banking webinar will address flood insurance regulation and compliance requirements designed for both new and experienced personnel. We’ll dive into […]

Most bankers acknowledge that construction lending is riskier than other types of commercial lending because: Repayment ability depends on successful completion of […]

To effectively analyze a potential or continuing lending opportunity, a lender or credit analyst must understand how a business operates, how financing […]

This comprehensive banking webinar will provide insight and practical guidance–from start to finish– on the regulatory requirements and key details organizations need […]

Lease capitalization is one of three significant GAAP changes occurring very close together—revenue recognition, current expected credit loss, and lease capitalization.  Lease […]

The devastating impact of the COVID-19 virus on the economy makes  it appropriate to step back and objectively assess the potential for […]