Many financial institutions struggle with effectively setting exposure limits for ACH and RDC clients. This Course covers exposure as defined by NACHA Rules, understanding what type of calculation works best, and best business practices for avoiding setting limits too high or too low. This Course also takes attendees through best business practices for handling temporary over-limits and how permanent limit changes should be handled based on network rules, regulatory requirements and best business practices.

Topics include:

• ACH and RDC exposure limit network and regulatory requirements
• Examples of calculating exposure for ACH and RDC customers
• Best practices for handling temporary and permanent limit increases
• Audit traps to avoid when setting and increasing limits

BONUS MATERIAL: Best Practice Document Included

Best business practice document for credit, transactional underwriting, documenting over-limit activity, performing periodic reviews and reporting high risk activity to the board of directors or designated committee.

Who should attend?

• Account Officers
• Relationship Managers
• Treasury Managers
• Payments Professionals
• Electronic Banking Management/Staff
• Deposit Operations Management/Staff
• Risk Management
• Internal Auditors
• Compliance Management/Staff
• Senior Management