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Performing Due Diligence on Commercial Loans: Analysis and Documentation Phase
August 14, 2018 @ 2:00 pm - 3:00 pm EDT$249
The basis of this class is to introduce some of the critical steps or activities necessary to complete due diligence for commercial loans. We will examine activities directed at the borrower, guarantor, and the transaction itself.
This commercial lending webinar focuses on the activities involving due diligence for commercial loan transactions. Due diligence is like homework. If you do your homework, you are prepared for any test that might come up. There is an old credit cliché that goes something like this: “Believe none of what you hear and half of what you see”. That might sound cynical, but in the end questioning and verifying everything will save you money.
Bonus Material: Every attendee also receives a due diligence checklist to help guide you.
Loan Webinar Agenda
- Borrower and Guarantor Due Diligence
- a) Background investigation
- b) Legal issues
- c) Financial information
- d) Other items
- Transaction Due Diligence
- a) Collateral ownership
- b) Collateral value
- c) Environmental concerns
- Red Flags warning lending officers and auditors
Due diligence does not stop with the funding of a loan. A borrower is not static. The world in which they operate is ever changing. As a result, their condition is ever changing. The biggest mistakes in commercial lending often happen at the time of a renewal. The process of due diligence for non-financial items are not considered again. So, when the borrower says, “Everything is great” “Believe none of what you hear and half of what you see”.
$249 for Webinar and Playback*
Dates of Event
Tuesday, August 14, 2018
Principal, Robert Dyck Consulting
About the Speaker
Robert Dyck has been a banking executive in Southern California for 36 years. For the last 12 years he served as Executive Vice President and Chief Credit Officer of PacWest Bancorp and its banking subsidiary Pacific Western Bank. During this time he managed the acquisition and merger of 20 bank loan portfolios and the blending of 20 different credit cultures. He started his career as a commercial loan officer. In addition, he has held positions that included managing credit training programs, directing loan review departments and he served as a senior credit administrator in several community and regional banks,