Author: Bankers Hub

5 Common Challenges with Cannabis Banking & How Financial Institutions Can Overcome Them

As the cannabis industry continues to grow, so do the opportunities for financial institutions. Cannabis-related businesses are currently forced to operate almost […]

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Cannabis Banking 101: Definition, Regulations, & Importance

The cannabis industry has seen massive growth in recent years. It’s no surprise that, with thirty-seven states having legalized medical marijuana and […]

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Community Reinvestment Act & CRA Exam: All You Need to Know

The Community Reinvestment Act (CRA) is a federal law that requires banks and other financial institutions to offer financial services to everyone […]

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What is ACH Origination and How Does it Work?

If you’re a small business owner, ACH—or Automated Clearing House—is probably something you’ve heard of. But how do you know if it’s […]

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What are Real Time Payments (RTP), and How Do They Work?

If you’ve ever had to wait several days for a payment to clear, you know what a pain it can be. When […]

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Person-to-Person/Peer-to-Peer Payments: How Do They Work?

Peer-to-peer payments, or P2P, transfer money directly from one person to another without using any third party. This can be done through […]

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Zelle P2P Risk Assessment & How to Protect Yourself

Zelle P2P payments are a great way to send money quickly and easily. Unfortunately, they’re also risky because the same rules do […]

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How Do Prepaid Cards Work?

Have you ever wondered how prepaid cards work? Would you like to know the differences between prepaid and debit cards? This article […]

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Cash Flow Analysis Guide: What it is, Benefits & How to do it

Cash flow analysis is an important part of managing your business and understanding its financial health. It helps you make smart financial […]

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What is Fair Lending? Definition & Relevant Laws

The laws that make up fair lending are designed to prevent financial institutions from discriminating against certain groups of people. These laws […]

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